After two years of operations and bootstrapping, Melanin Kapital, which was founded by CEO Melanie Keita and COO Ian Minjire, has evolved from traditional crowd lending to a green credit and carbon offsets platform with the aim of making financing more accessible and affordable for African SMEs. With previous experience in impact investment and sustainability engineering/entrepreneurship, the founders realized that most African SMEs could not scale because of a lack of access to credit for their green transition.